Total selling cost

Editable estimate

What could it cost to sell your house?

Put commission, marketing, property preparation, legal, moving and mortgage-related assumptions into one editable New Zealand sale-proceeds worksheet.

Decision principle

Replace every starting value with a current written quote before treating the result as a plan.

Editable assumptions

Build your sale-cost plan

Photography and staging begin with named current vendor examples — not national averages. Replace every value with your quote.

$
$

Other selling costs

Enter the itemised agency proposal

$

$390 source-backed vendor example

$

$2,400 source-backed 3-bedroom starting example

$

Replace zero with your quote

$

Only if applicable

$

Use work you intend to approve

$

Optional planning cost

$

Ask your lender; excludes balance repayment

$

Estimated financial position

Sale proceeds worksheet

Expected sale price$800,000
Mortgage balance$400,000
Commission incl. GST$14,433
Other selling costs$2,790
Estimated net proceeds$382,778
Total selling cost
$17,223
Cost as % of sale price
2.15%

This estimate is incomplete: legal/conveyancing and marketing remain at zero. Add written quotes before using the result.

The $390 photography example is from The Way Home. The $2,400 staging example is a published starting price from Staged. Prices and inclusions vary.

Model the complete outcome

Commission is only one part of the sale. The worksheet separates agency commission, marketing, photography, staging, legal work, auction-related expenses, repairs, moving and lender costs so missing assumptions are visible.

Starting examples are not averages

The prefilled photography and staging values are named vendor examples, not national prices or recommendations. Set any item to zero when it does not apply, then use actual quotes for your property and location.

Net proceeds are still an estimate

The result excludes tax, rates adjustments and any item not entered. Confirm mortgage repayment and discharge costs with your lender, and legal costs and settlement adjustments with your lawyer or conveyancer.

Make the commission input comparable

Use the agent fees and commission guide to identify tiers, minimums, administration fees, GST and marketing exclusions before copying a quote into this worksheet.